1 DAY CREDIT APPLICATION PROCESSING.
80% faster “sale to shipment” with 90% less labor, with order approval in just hours.
Simply put, we zeroed-out all the time, frustration, hassle and work to get from “sale to shipment” with our revolutionary, fully automated Enterprise Customer and Credit Onboarding System – Credit2B ECOS™.
- The Sales Rep finds a new customer.
- The Customer. The customer gets a link and fills out the automated online application, e-signs it, including any contracts, business terms, and resale tax certificates, and clicks “submit”. The customer can enter or upload financials, which are then scored and incorporated into the reports.
- The ECOS Process. Using AI and robotic processes, ECOS verifies the business, history and public filings, automates bank and trade references, financial metrics, a credit bureau report, risk and payment ratings, and recommendation.
- The Credit Decision. A digital Credit File is in your inbox awaiting a credit decision. With configurable workflow, the Summary and File can be routed to other decision makers, for approval or other handling. An optional analyst opinion is always available.
- The Work Flow. Work flows are automated and manage the entire customer credit lifecycle, including account information, reviews and documentation updates (resale certificates, financials, etc.).
- Digital Benefits. Not only are all credit-related documents, reports and financials stored (and monitored for updating) in your online customer file, but also the customer contracts, tax certificates, etc.
ECOS™ eliminates all the emails, faxes, telephone tag, paper, backlogs, follow-ups, and delays. Because of our proprietary methods, we are achieving otherwise unachievable reference compliance from the banks and trade creditors.
The ECOS™ Dashboard tracks all applications and monitors the customers for changes, and will update the customer information annually at your request.
Integrated Features Summary
ECOS™ workflow manages the customer on-boarding process from the point of sale to a credit decision and subsequent reviews.
- Your own brand, and better customer service
- 80% faster sale-to-first-shipment cycle
- Eliminate 90% of manual input and errors
- Integrate workflow with credit policy and customer data
- Management dashboard for tracking all new customers
- Verified bank and trade references
- Capture private company financials automatically and score
- Get customer e-signatures on the application, contracts, guarantees
- Tax resale certificates maintained and updated
- ECOS delivers a complete Credit2b credit file, with e-credit application, credit report, references, decision support.
- At your option, the files, certificates and documents are periodically updated so your records are always current.
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