Revised November 28, 2017
If you use our websites, you hereby consent to our collection and use of your information, as described in this policy.
Credit2B provides services that allows businesses to access and share business credit information, payment data and related business information contributed by its users, by Credit2B or its other information sources including other credit bureaus. The Credit2B services includes analytic and collaboration tools and workflow designed to streamline and improve business-to-business credit management.
We collect detailed and summary “Non-Personal Information” and “Personal Information” on institutions and businesses and their principals from third parties, creditors, and trade suppliers, and from public government records, registrations and filings.
As we are a business to business credit bureau, information collected to provide our services may include business histories, principals’ biographical and business experience, business operational, employment and financial characteristics, government compliance data, creditor exposure and payment experiences, industry opinions, and related contact information. Customer Data of users of Credit2B systems will also include Contact information, such as full name and email address, Demographic information; username and password; work title, department information, and other information related to your work or organization; all content that you create, share or post in audio, video, text, images, data files that you provide on or through the Services, or that are provided on your behalf; information other people provide about you when using the Services, including when they send a message to you or upload information about you; all communications with other users of the Services; user communications, feedback, suggestions, and ideas sent to us; billing information; and information you provide us when you or your organization contact or engage us for support regarding the Services.
Non-Personal Information, which we can use without limitation, includes information that does not personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks.
Personal Information may include your name and email address which you submit when you become a prospective customer or customer, register at a website, receive content or sign up for an event, or if we suspect our websites are being misused. Subscribers to specific Services will be required to have personal logon IDs and passwords.
If you participate in our blogs or social media applications, the information that you post, including identifying information, will be collected and, depending on the application, may be publically viewable.
We also collect Potentially Personally-Identifying Information from visitors like Internet Protocol (IP) addresses for users accessing our sites which, when combined with other information, can be used by us for targeting the marketing our products and services, or used to protect our Sites from suspected misuse. While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you.
Within the scope of our authorization to do so, and in accordance with our commitments under the EU-US and Swiss-US Privacy Shield Frameworks (see below), we will work to provide individuals access to personal data about them that Credit2B holds. We will also will take reasonable steps to enable individuals, to correct, amend, or delete personal data that is demonstrated to be inaccurate.
The personally identifiable information that we collect is used to complete requested transactions, provide our services, update our databases, and provide support, and you agree we may contact you for these purposes, as well as to personalize your and your Organization’s experiences as part of our provision of the Services; develop new tools, products, or; conduct data and system analytics, including research to improve the Services, for service updates, newsletters, marketing or promotional materials and other information that relate to our business interests. If you do not wish to receive these communications, we encourage you to opt out of any further receipt by following the opt-out provisions provided in each such communication.
We may also use the information we collect in order to operate, maintain, and improve the systems and infrastructure that provide the Services. You and your Organization authorize us to do so and acknowledge that this may also result in improvements to the Services, since centralized systems and infrastructure support the Services. For example, we may use crash logs from your use of the Services to identify and fix bugs that may also be present in the Services
Like many website operators, we may collect information that your browser sends whenever you visit our Sites (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this information
We may disclose or transfer the information that we collect in the following circumstances:
The security of your information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. The measures we undertake include multiple levels of physical, technical, software, and other security measures including systems monitoring, including third-party monitoring.
However, while we strive to use commercially reasonable means to protect information, we cannot ensure its absolute security. These measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. Information, regardless of where collected, is stored on computer servers located in the United States of America. By using our Sites, you acknowledge that you understand and agree to assume these risks.
We reserve the right to change this privacy statement at any time, so visitors should refer to it on our website frequently. This privacy statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any other
person or entity.
Our services and websites are for business purposes only and are not intended for use by children, and any access by and content concerning children is prohibited.
If you wish to terminate your account with us, your personal information will be retained as long as required to service your account and comply with our legal obligations, handle disputes, and enforce our agreements.